GUIDE TO UK LOANS

from uk-loan-guide.co.uk

Information

Who offers loans?

The choice of loan sources is growing - here are a selection of sources you could use

  • - Your own bank
  • - A online loans website
  • - A local IFA
  • - Building societies
  • - Supermarkets
  • - Car retailers
  • - High street stores

Applying online

We'd suggest the easist place to apply for a loan is online. You might expect us to say that - after all we run this website! But really which other method is as convenient or quick. Getting a loan quote can take just a few minutes online - compare that to treking down to your local bank, making an appointment and potentially facing a hard-selling salesman.

By all means use your bank to get a comparison, but try requesting an online quote too.

Most online operators are open for extended hours to make things even easier.

Flexible Loans - do you need the flex factor?

flexible loan deals

Flexibility may not be the first thing that comes to mind when you set about looking for a loan - but the fact is that most loans do not last their full term - it is very common for loans to be paid off early or extra borrowing added to the loan before the original agreed term is reached. Often this means that customers are subjected to any clauses that apply if the loan is paid off early and that could mean expensive charges for some people. Some loans companies will just try to add these charges to a new loa,n so the impact is seemingly reduced, but that just makes the charge even more expensive. So ask some questions when you are applying for your loan, about the flexibility it offers in the event that you need to pay it off earlier than expected.

Click here to get your loan quote

Benefits that different flexible loans could provide:

  • You are not unduly penalised for paying a loan off early
  • You have the option to vary your monthly repayments
  • You can take a payment break if you agree this in advance
  • Any early repayment charges are not applied if you extend or increase the loan
  • Interest rates are variable down as well as up

Find out how flexible our loans are - get a Loan Quote today and review the flexibility options we provide:

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. LOANS MAY BE SECURED ON YOUR HOME."UK Loan Guide" is a website operated by Netprospect Ltd who are a Licensed credit broker authorised by the Office of Fair Trading.

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