GUIDE TO UK LOANS
from uk-loan-guide.co.uk
Information
Find the best deal
What makes up the best loan deal for you?
- - You get exactly what you need - no more no less
- - The rate is competitive
- - The application process is quick and easy
- - You are not hurried into a decision
- - Your money arrives quickly once you sign
- - There are no nasty surprises
Loan Quotes
The starting point for any search is to get some loan quotes from a variety of sources - easily done online.
You need to provide a few personal details for lenders to give you a rough quote.
Once they have done a credit search they'll be able to firm up their offers.
Cheap Loans - how to find a better deal
Finding a cheap loan is often easier said than done - everyone ad you read seems to claim the cheapest rates, but some lenders want to charge as much as they can get away with. Fortunately all this is slowly changing thanks to the intervention of the FSA (Financial Service Authority). The FSA doesn't have control over all kinds of lendering. But their TCF (Treating Customers Fairly) initiative places a responsibilty on companies to treat their customers fairly. The rules involved are principles based rather than hard and fast rules, but offering a customer a deal worse than one they qualify for would come under the magnify glass.
Here are some attributes of a great cheap loan:
- You are offered the amount you asked for - not more
- The interest rate for the size of loan is competitive - remember smaller loans may cost more
- Interest rates vary according to circumstance - so a cheap loan for one person may not be available to someone else.
- There are no upfront processing fees before your application is reviewed
- Advance charges are zero or minimal - some larger, bad credit may carry a charge though
- Any early redemption charges are made clear upfront and suit you circumstances
Use our Loan Quote form to get our cheapest loan quote - we'll outline the options available for the loan you need: